About Mutual Funds

Mutual funds reduce risk of direct investment in stock market.

 

Investment in Stock markets offers higher returns on the investments, but to benefits from stock markets it requires a certain amount of knowledge about the Equities, Shares, Debentures, Bonds, etc. Normally, people have limited knowledge about market functioning, yet they invest in the stock market and lose their hard-earned money. To overcome this problem and utilize the advantage of higher returns on investments, Mutual Funds were established.

Advantages of Mutual Funds

  • Generate Returns that Beat Inflation
  • Buy more when the price is low and less when the price is high by harnessing the benefits of Systematic Investment Plans.
  • Investment in Mutual Funds is eligible for certain Income Tax benefits also. Investment in Equity Linked Savings Scheme (ELSS) qualifies for exemption under section 80C of Income Tax Act.
  • Mutual funds are technology-driven. They offer online facilities for Investment, Redemption, upgrade of KYC, etc. We can do all these activities on the click of the mouse.

The SIP Advantage

Power of Starting Today

People often wait to accumulate a significant corpus before they start investing: losing on the POWER OF COMPOUNDING!

Save First, Spend Later

Because your SIP amount is auto-debited from your account on a set date, You've already taken care of your investments before spending.

Effective in Volatile Markets

SIP helps to negate the risk of market timing. Instead of trying to "time the market", spend "time in the market". Research has proven this oft repeated phrase.

One app to track your mutual fund investments

  • More than 8,000 funds from 40 asset management companies
  • Live fund updates
  • Insights based on Thorough Research and Expert Analysis

A mutual fund is a financial instrument that collects money from several investors like you, and invests it in various investment options like shares, bonds, etc. This fund is managed by experts

A mutual fund company collects money from many investors, and invests it in various options like shares, bonds, etc. This fund is managed by professionals who understand the market well, and try to achieve growth by making strategic investments. Investors get units of the mutual fund according to the amount they have invested.

Depending on where your money is invested, mutual funds can be classified into three types: Equity, Debt and Hybrid. Equity mutual funds invest in shares of companies listed on the stock exchange. Debt mutual funds invest in bonds of reputed companies and government bonds. Hybrid mutual funds invest in both, shares and bonds.

A Systematic Investment Plan (SIP) is a convenient method of investing in mutual funds. Under this plan, an investor contributes a fixed amount towards the mutual fund scheme at regular intervals, and gets units at the prevailing NAV.

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